​​Angela Nickel (COMO Digital Life) : Shaping the Future of Business Services through Embedded Finance
COMO Digital Life (COMO-DL), a Luxembourg-based Payment Institution, pioneers next-generation Banking-as-a-Service (BaaS). Our platform seamlessly integrates virtual account management, multi-currency IBANs, sophisticated FX solutions, and comprehensive treasury services, empowering businesses and their clients to effortlessly "act as their own banks."
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Be the Disruptor, Not the Disrupted
Embedded Banking as a Service (eBaaS) places corporate service providers at the leading edge of financial innovation. Picture your clients effortlessly managing payments, having access to virtual account management and virtual IBANs, multi-currency accounts, FX and more directly within your branded environment. By embedding these capabilities, your clients no longer need to juggle multiple providers or navigate fragmented solutions, significantly enhancing efficiency and deepening their loyalty to your brand. Simultaneously, eBaaS unlocks new, recurring revenue streams from subscription-based models, potentially increasing client lifetime value by up to 30% and sharply reducing churn. Now is the strategic moment to embrace embedded finance, transforming your business from being disrupted to being a disruptor.
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Elevate Platforms into Strategic Financial Command Centers
Partnering with COMO-DL transforms your corporate service platform from a traditional provider into a dynamic financial hub. Our advanced, API-driven solutions enable your platform to offer cutting-edge virtual account management, AI-enhanced compliance, and unparalleled financial oversight across entities, accounts, and currencies. Capabilities once reserved exclusively for large enterprises now empower mid-sized companies, funds, asset managers, and SMEs, democratizing sophisticated financial tools. This evolution not only amplifies your market influence and strengthens client relationships but also opens new avenues for diversified revenue. Just as the internet reshaped global commerce, embedded finance is fundamentally reshaping business services today.
"The future of financial services isn't on the horizon; it's already thriving within the trusted platforms your clients rely upon."
Defining the Next Era of Financial Services
eBaaS positions corporate service firms as comprehensive, future-ready providers. Delivering an integrated financial ecosystem elevates your value proposition, capturing fintech-savvy, growth-focused clients. By embracing embedded finance, your firm taps into robust revenue-sharing models, significantly enhancing financial performance and market valuation. Beyond revenue, eBaaS accelerates client growth through swift financing access and optimized liquidity management, deepening trust and ensuring long-term relationships. Adopting eBaaS isn’t merely a step towards competitiveness, it’s a strategic move to proactively shape the financial future, enabling businesses to flourish within an interconnected, innovation-driven ecosystem. The future of financial services isn't on the horizon; it's already thriving within the trusted platforms your clients rely upon.
FACTS & FIGURES
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Birthday: 14.07.
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Place of birth: Dresden
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Nationality: German
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Children: 1
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Languages: English, German
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Hobbies: reading, cooking, painting
MY FAVOURITE
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Cities: Jerusalem, Bangkok, Vienna, Barcelona, Mexico City, Kyoto, Florence
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Restaurants: Nobelhart & Schmutzig (Berlin), Landtmann (Vienna), Baan Tepa (Bangkok), Hostellerie du Grünewald (Luxembourg), Osteria Francescana (Modena, Italy), Pujol (Mexico City, Mexico)
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Places: Cradle of Humankind (South Africa), Grotte Chauvet (Chauvet Cave, France), Angkor Wat (Cambodia), Serengeti National Park (Tanzania), Cappadocia (Turkey), Santorini (Greece), Great Wall of China (China), Chocolate Hills (Bohol, Philippines), Bali, Koh Samui, Waitomo Glowworm Caves (New Zealand)
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Books: Man's Search for Meaning (Viktor Frankl), One Hundred Years of Solitude (Gabriel García Márquez), The Denial of Death (Ernest Becker), Siddhartha (Hermann Hesse), Gog and Magog (Giovanni Papini), Crime and Punishment (Fyodor Dostoevsky), Faust (Johann W. Goethe) and much more
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Music: Johann Sebastian Bach, Robert Schumann, Wolfgang Amadeus Mozart, Carl Orff, Queen, Joan Baez, Jean-Michael Basquiat, Oswaldo Guayasimin
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Artists: Michelangelo, Diego Velázquez, Fernando Botero, Frida Kahlo, Diego Rivera, Mies van der Rohe, Hedwig Bollhagen, Andy Warhol
POSITION
CEO & Founder of COMO Group S.A.
OTHERS
AWARDS: Entrepreneur of the Year 2019, Fintech 2024 ATEL